818.878.7800
Policy Review
The best insurance policy is the one that protects you and your family at the time you need it most. By having your policies reviewed, you are ensuring that you have proper and adequate coverage for your specific needs. If you already have a well suited policy, we will always tell you to keep it.
Free Disability Insurance Policy Review
Disability insurance policies can be very complex and confusing. It is important to ensure that your policy contains the proper contractual provisions. This includes the definition of disability, which defines whether or not you are eligible for benefits. In addition, your disability insurance policy should be obtained from a financially stable insurance carrier. Rivetti, Clark & Associates reviews all types of disability insurance policies and will present you with our analysis and recommendations. We only recommend a new policy if it is in your best interest.
Free Life Insurance Policy ReviewDisability insurance policies can be very complex and confusing. It is important to ensure that your policy contains the proper contractual provisions. This includes the definition of disability, which defines whether or not you are eligible for benefits. In addition, your disability insurance policy should be obtained from a financially stable insurance carrier. Rivetti, Clark & Associates reviews all types of disability insurance policies and will present you with our analysis and recommendations. We only recommend a new policy if it is in your best interest.
Permanent
life insurance policies are valuable assets, just as are your equities,
bonds, and other investment assets. The policy values are dependent on
how the policy performs. Sometimes, the performance is not as great as
it was originally illustrated to be 5, 10, 15, or maybe even 20 years
earlier. Because of this, the death benefit and/or cash value may not
be adequate for what you are trying to accomplish. By reviewing these
policies, it is possible make these discoveries and decide if it would
be advantageous to obtain a new policy that better fits your original or
new goals.
Through
the review process it is possible to lower premiums, increase cash
value, and raise the death benefit. In addition, other potentially
dangerous problems can be found, such as: incorrect policy ownership,
incorrect beneficiaries, insufficient cash value, etc. Policy reviews
should take place periodically, much the same as you monitor and adjust
other investments.Policy Review Process
The first step of having your policies reviewed is to contact us. From there, a personal interview will take place to confirm your goals, expectations, purpose of the insurance, your risk profile, and many other factors. Information regarding your existing life and disability insurance policies will be collected. Once all the necessary information is accumulated, your policies will be audited. The final review will be presented in a clear and easy to understand manner. Our recommendations, if any, will also be explained at this time.
Once the proper course of action is decided upon, we will assist you in coordinating the necessary changes to your existing policies. If any requirements are needed to obtain improved policies, you will be assisted with this as well.
Once the proper course of action is decided upon, we will assist you in coordinating the necessary changes to your existing policies. If any requirements are needed to obtain improved policies, you will be assisted with this as well.